Donald Trump - REVIEWS

Real estate

Trump University

Trump University

Main articles: Trump University and Cohen v. Trump

Trump University LLC[121] was an American for-profit education company that ran a real estate training program from 2005 until at least 2010. After multiple lawsuits, it is now defunct. It was founded by Donald Trump and his associates, Michael Sexton and Jonathan Spitalny.[122] The company offered courses in real estate, asset management, entrepreneurship, and wealth creation, charging between $1,500 and $35,000 per course.[123] In 2005 the operation was notified by New York State authorities that its use of the word "university" violated state law. After a second such notification in 2010, the name of the operation was changed to the "Trump Entrepreneurial Institute".[124] Trump was also found personally liable for failing to obtain a business license for the operation.[125]

In 2013 the state of New York filed a $40 million civil suit claiming that Trump University made false claims and defrauded consumers.[124][126] In addition, two class-action civil lawsuits relating to Trump University were filed in federal court; they named Donald Trump personally as well as his companies.[127] All three cases were settled in November 2016, after Trump's election to the presidency, for a total of $25 million.[128]

Trump repeatedly criticized a judge, Gonzalo P. Curiel, who is overseeing two of the Trump University cases. During campaign speeches and interviews up until June 2016, Trump called Curiel a "hater of Donald Trump", saying his rulings have been unfair, and that Curiel "happens to be, we believe, Mexican, which is great. I think that's fine",[129] while suggesting that the judge's ethnicity posed a conflict of interest in light of Trump's proposal to build a wall on the United States–Mexican border.[130][131][132] Many legal experts were critical of Trump's attacks on Curiel, often viewing them as racially charged, unfounded, and an affront to the concept of an independent judiciary.[133][134][135] On June 7, 2016, Trump issued a lengthy statement saying that his criticism of the judge had been "misconstrued" and that his concerns about Curiel's impartiality were not based upon ethnicity alone, but also upon rulings in the case.[136][137]

Donald J. Trump Foundation[edit]

The Donald J. Trump Foundation was a U.S.-based private foundation[138] established in 1988 for the initial purpose of giving away proceeds from the book Trump: The Art of the Deal by Trump and Tony Schwartz.[139][140] The foundation's funds mostly came from donors other than Trump,[141] whose last personal contribution to the charity was in 2008.[141] The top donors to the foundation from 2004 to 2014 were Vince and Linda McMahon of World Wrestling Entertainment, who donated $5 million to the foundation after Trump appeared at WrestleMania in 2007.[141]

Per the foundation's tax returns, its benefactors included healthcare and sports-related charities, as well as conservative groups.[142] In 2009, for example, the foundation gave $926,750 to about 40 groups, with the biggest donations going to the Arnold Palmer Medical Center Foundation ($100,000), the New York Presbyterian Hospital ($125,000), the Police Athletic League ($156,000), and the Clinton Foundation ($100,000).[143][144]

Starting in 2016 The Washington Post began reporting on how the foundation raised and granted money. The Post uncovered several potential legal and ethical violations, such as alleged self-dealing and possible tax evasion.[145] The New York State attorney general is investigating the foundation "to make sure it is complying with the laws governing charities in New York."[146][147] A Trump spokesman called the investigation a "partisan hit job".[146] On October 3, 2016, the New York attorney general's office notified the Trump Foundation that it was in violation of New York laws regarding charities and ordered it to immediately cease its fundraising activities in the state of New York. The foundation, which had also admitted to engaging in self-dealing on its 2015 IRS form, agreed to this order.[148]

A 2018 suit by the New York State attorney general alleged that Trump had illegally used foundation funds to buy self-portraits, pay off his businesses' legal obligations, and boost his presidential campaign. The judge ruled against the Donald J. Trump Foundation and ordered Trump to pay $2 million in damages. Trump agreed to give that money and the foundation's remaining $1.8 million to 8 charities ranging from Army Emergency Relief to the United Negro College Fund to the US Holocaust Memorial Museum and to dissolve the foundation

Trump has marketed his name on a large number of building projects as well as commercial products and services, achieving mixed success doing so for himself, his partners, and investors in the projects.[150][151][nb 1] In 2011, Forbes' financial experts estimated the value of the Trump brand at $200 million. Trump disputed this valuation, saying his brand was worth about $3 billion.[170]

Many developers pay Trump to market their properties and to be the public face for their projects.[171] For that reason, Trump does not own many of the buildings that display his name.[171] According to Forbes, this portion of Trump's empire, actually run by his children, is by far his most valuable, having a $562 million valuation. According to Forbes, there are 33 licensing projects under development including seven "condo hotels" (the seven Trump International Hotel and Tower developments). In June 2015, Forbes pegged the Trump brand at $125 million[172] as retailers like Macy's Inc. and Serta Mattresses began dropping Trump-branded products.[173][174]

The value of the Trump brand may have fallen due to his presidential campaign. After his 2016 campaign started, an internal Young & Rubicam study of Trump's brand among high-income consumers showed "plummeting" ratings for traits such as "prestigious", "upper class", and "glamorous" at the end of 2015, suggesting that Trump's various businesses could face market difficulties and financing challenges in the future.[175] Some consumers say they are avoiding purchasing Trump-branded products and services as a protest against Trump and his campaign.[176] Bookings and foot traffic at Trump-branded hotels and casinos fell off sharply in 2016, primarily driven by a decrease in visits to the properties by women.[177][178] Following the release of the Access Hollywood tape recordings in October 2016, the value of the Trump brand was reported to have taken a further hit, with estimates of the reduction in the brand's added value of up to 13 percentage points.

About The Author

About The Book

He’s larger-than-life, controversial, a dealmaker and a brawler, a hero, villain and star. Everybody has a different opinion of Donald Trump, but one thing can’t be denied: He’s one of a kind, and the 45th President of the United States.

This commemorative book explores the gold-plated world of the man who defied all the experts and every day keeps the world on its toes. Starting with his childhood with a stern father to his conquest of the Manhattan real estate and social worlds to his success as an author and reality star to, finally, Pennsylvania Avenue, and all the ambitions still unfulfilled. Along the way, the reader gets to know the personal side of this most public figure, including the glamorous wives and his most trusted advisors, his devoted children, as this book unlocks the secret to how the ultimate outsider won the hearts of so many.

Stocks, bonds, funds, and similar holdings

Trump's personal financial market investment portfolio is concentrated in the financial and commodities markets.[181][182] The investment portfolio generates income and cash flow from a variety of mechanisms as dividends, capital gains, and compounded carried interest. He invested a minimum of $70 million in stocks.[183] Though real estate is still his most preferred asset class, Trump became an active financial market investor in 2011 following disappointment from the depressed American real estate market and various investments in the Federal Reserve's interest yields on CDs were next to nothing.[184][185] Trump stated that he was not enthusiastic to be a stock market investor, but that prime real estate at good prices was hard to find at that time and that stocks and equity securities were cheap and generating good cash flow from dividends.[186] He profited from 40 of the 45 stocks he purchased which he sold in 2014, making it almost a 90% success rate in capital appreciation in addition to millions in earned dividends. The biggest gainers in his stock portfolio were Bank of America Corporation, The Boeing Company and Facebook, Inc earning a windfall profit of $6.7 million, $3.96 million and $3.85 million, respectively.[183]

Trump's stock portfolio was valued somewhere between $33.4 million and $87.9 million in 2015 and was invested in many sectors, including public companies such as tobacco distributors, retail outlets, pharmaceutical companies, industrial manufacturing companies, financial conglomerates, oil companies, high technology firms and defense contractors.[187] Public stock investments within his portfolio include General Electric, Chevron, UPS, Coca-Cola, Home Depot, Comcast, Sanofi, Ford, ConocoPhillips, Energy Transfer Partners, Altera, Verizon Communications, Procter & Gamble, Bank of America, Nike, Google, Apple Inc., Philip Morris, Citigroup, Morgan Stanley, Whole Foods, Intel, IBM, Bristol-Myers Squibb, Johnson & Johnson, Caterpillar, Kinder Morgan, AT&T and Facebook.[186][188][189] He has at least $78 million invested in a variety of paper assets such as stocks, bonds, mutual funds, private equity funds, fund of funds, and hedge funds.[190] His financial market investment accounts are kept at JPMorgan, Barclays, Deutsche Bank and Oppenheimer.[188][191] His Barclays account includes investments in 32 entities and cash worth between $49,021 and $396,001 and having stock in two accounts at Deutsche Bank that contain cash, treasury bills, and stock in 173 entities. His investment account with Oppenheimer contains cash and has 31 positions worth between $10,380,031 and $33,301,000. His account with JPMorgan contains stock in 60 firms valued between $1,251,008 and $2,617,000.[192]

Trump has also invested in funds that focus on middle and smaller sized businesses such as Tesla Motors, the electric car maker and has invested internationally in a number of emerging market, growth and hedge funds located in Europe and Asia.[193] He has also invested in a number of private equity and hedge funds including $1 to $5 million in Advantage Plus, $1 to $5 million in AG Diversified Funds, $2 million in MidOcean Credit Opportunities, $4 million in Paulson & Co., and around $5 million with Angelo, Gordon & Co.[194][195][196] Trump's biggest fund holding has been in Black Rock's Obsidian Fund, where his stake is estimated to be between $25 million to $50 million.[197] Nearly all of Trump's open end mutual fund investments are concentrated in Baron Capital Management, a mid-sized mutual fund family headed by mutual fund mogul Ronald S. Baron.[193][198] Trump invested $16.2 million in Baron Capital Management, making him a significant minority shareholder.[185] He revealed that he earned over $22 million with his private equity, hedge fund, and mutual fund investments and generated between $1.5 million and $10 million in income almost all of it from investments such as dividends, capital gains, and carried interest.[199] Trump also has a portion of his portfolio invested in U.S. Treasury bonds.[197]

On a government form submitted in 2015, Trump reported holding an amount of physical gold, valued at between $100,001 to $250,000.[200]

Taxes and income

Main article: Tax returns of Donald Trump

See also: Donald Trump presidential campaign, 2016 and Wealth of Donald Trump

Trump has released some financial information,[84] but has declined to publicly release any of his full tax returns,[201] saying that he will do so before the 2016 election if what his attorneys described as an ongoing audit by the Internal Revenue Service (IRS) is completed covering tax returns for the years 2009 through 2016.[202][203] According to a July 2015 press release from his campaign manager, Trump's "income" for the year 2014 was $362 million ("which does not include dividends, interest, capital gains, rents and royalties").[204] His disclosure filings for the year 2015 stated that his total gross revenue was in excess of $611 million.[84]

Fortune magazine has reported that the $362 million figure as stated on his Federal Election Commission (FEC) filings is not "income" but gross revenue before salaries, interest payments on outstanding debt, and other business-related expenses; Trump's net income was "most likely" about one-third of that.[205][206] According to public records, Trump received a $302 New York tax rebate in 2013 (and in two other recent years) given to couples earning less than $500,000 per year, who submit as proof their federal tax returns.[206] Trump's campaign manager has suggested that Trump's tax rebate was an error.[206]

In October 2016, it was revealed that Trump had claimed a loss of $916 million on his 1995 tax returns. As tax losses from one year can be applied to offset income from future years, the $916 million loss allowed him to reduce or eliminate his taxable income (and consequently his US federal income taxes) during the eighteen-year carry forward period.[207] Trump acknowledged he used the loss but declined to provide details such as the specific years the loss was applied.[208]

An investigative story by the New York Times found that in the early 1990s in order to avoid "financial ruin" Trump's businesses used methods which were "legally dubious" to avoid paying taxes, and that Trump's own lawyers described these activities as "improper".[209] Independent tax experts stated that "Whatever loophole existed was not 'exploited' here, but stretched beyond any recognition" and that it involved "sleight of hand". Since the taxes were related to the reduction in Trump's extensive junk bond debt at the time and the bankruptcies of three of Trump's casinos, the methods used were probably related, according to the report, to Trump's reported $916 million loss reported on his 1995 tax return.[210]

See also

Notes

Works cited